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Professional
Indemnity

Insurance

What is it and why

is it necessary?

ometimes, despite years of
experience and double-checking,
Sunexpected issues occur: the wrong
height stools are ordered, the 4000K provide, the excesses (the first amounts Not only can Genesis Insurance
LED fixtures are specified instead of the payable), the ability to extend cover as Brokers assist with expert advice and
3000K, or two digits are transposed on a well as continue existing retroactive guidance, but its staff can also assist
dimension. Professional interior designers cover … all of these factors come into with an array of different Insurances,
are human, after all, but the client may not play. Therefore, making a decision about such as Public Liability cover, or cover
be forgiving, and an innocent mistake can coverage based solely on the premiums for all your business assets. This way,
cost a fortune to correct. This is where is short-sighted and foolhardy. That is you have a single point of contact for all
Professional Indemnity cover comes in: to why it’s imperative that you consult an your insurance needs. And should you
protect against errors and omissions, and experienced insurance broker, who can need to file a claim, the Genesis in-house
accusations of professional negligence. recommend cover that is right for you. claims department is readily available to
Without insurance, you could Genesis Insurance Brokers was make sure claims are paid quickly. And
potentially lose earnings and spend established in 1994, and together the throughout, the staff is happy to answer
all your savings on legal defence costs team boasts more than 100 years of any questions you may have.
should your disgruntled client decide industry experience. Over the decades, we For more information, please visit our
to file a lawsuit. And if you lose the have come to work with many specialist website www.genesisinsurance.co.za.
case, the damages a judge awards might Insurers who are experts in this division Feel free to contact our underwriting
devastate your business. No one wants to of the Insurance Industry, and with whom manager Melissa Kloppers at 011 789
believe that they could be faced with such we have established close and reliable 7845 or melissa@genesisib.co.za as well.
nightmares, but the unfortunate reality is relationships. With this network, we are She will be happy to explain further how
that mistakes occur. able to provide the most professional, professional indemnity cover ensures
There is no one-size-fits-all Professional progressive and specialized solutions peace of mind for both you and your
Indemnity Cover; the type and value of to our clients’ individual insurance clients alike, and protects your reputation
projects you work on, the services you requirements. and that of your firm. dw

dw • Issue 238 21